![]() For the details, please refer to ' Contact Us' page. To know our opening and closing hours, please refer to the ' Contact Us' page.įor consumers who live outside of Kingston, or wish to send the required documents listed above via email, we request that you send us the certified copy to our customer service email. Proof of address (e.g.…*Recent utility bill or bank statement in your name or proof of address form/letter signed by one of the approved official listed above). In the event that you do not have a valid ID we will accept a passport size picture certified by an approved official (e.g.…*Justice of the Peace, Pastor, Medical Practitioner, Attorney-at-Law, Superintendent of Police or Bank Manager).ģ. ![]() Your TRN and a valid government issued photo ID (e.g.…*Driver’s License, Passport, Voter’s Registration Card) or a valid Driver’s LicenseĢ. ![]() Along with the same form you will be required to submit the following documents:ġ. You are required to complete a Consumer Credit Report Request form. What do you need in order to get your credit report? Every Jamaican over the age of 18 is entitled to receive a FREE copy of their credit report each calendar year. Free Credit Report ( With Score: JMD $1,150 inclusive of GCT)įeel free to contact us at or 87 /87 for more details. If you believe there is something wrong on your credit report, contact the credit reporting agency to query it and have it corrected - see Get your credit record corrected.As of September 1st, 2020, we will be offering two (2) types of Free credit reports:Ģ. When you apply for credit accounts (for example: loans, credit cards, power bill accounts) organisations usually ask your permission to access your credit report (do a credit check).Ĭheck that the only enquiries on your credit report are ones you have given permission for. You can request a copy of your credit file online, at any of the SingPost branches or at the Credit Bureau office. They will investigate and if the information is wrong, they must correct the data. If the information is wrong you should contact the organisation listed with the credit default. Credit defaults occur when you miss several payments with a credit provider and the account has been referred to a debt collection agency.Ĭredit defaults can impact your credit score. Defaults you did not know aboutĬheck that any listed credit details are correct. They will investigate and if the information is wrong they must correct the data. If you think the information is wrong, contact the credit provider and discuss. For example: you missed 1 or more payments on your credit accounts. A missed payment is when you do not pay an organisation as agreed. Missed payments you did not know aboutĬheck if any accounts have missed payments reported as this can affect your credit score. If you do not recognise an organisation’s name, check your records or search the name to see if they have another name you do not know. For example: loans, credit cards, power bill accounts, buy now pay later loans.Ĭheck that all the credit accounts on your record are things you applied for. Credit accounts that you never applied forĪ credit account is where an organisation gives you credit that you then have to make payments for. If you’re concerned about someone accessing your credit record fraudulently, you can put a freeze on your record - see Freeze your credit record. One of the easiest and safest ways to get your free credit report is by visiting, a partnership between the three major credit. Look for things you did not request or did not give permission for. Check that the information on your credit record is correct.
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